A Vast Array of Product Offerings

There are several product categories your advisor may wish to discuss with you depending on your situation and your financial goals. The information contained here can give you a better sense of the kinds of products most individual investors use to help them achieve their objectives. ProEquities offers a broad, diverse product lineup for your financial advisor. Our intention is to leave no stone unturned.

Mutual Funds

Mutual funds are one of the many choices for investment portfolios. Using many of the tools provided by ProEquities, your advisor’s job is to match you with the correct selection. ProEquities places more than two hundred options at the fingertips of your advisor. The companies noted below are an example of the product providers with whom we work.

Variable Annuities

Variable annuities are another investment alternative. With almost fifty variable annuity product providers offered through ProEquities, your advisor can work with you to make the right choice.

Variable Life Insurance

Another possibility you and your advisor may wish to consider is variable life insurance. ProEquities retains connections with an average of fifty variable life insurance providers.

529 Plans

529 Plans allow for the prepayment of qualified higher education expenses at eligible educational institutions. Each plan may vary from others so be careful to understand the details. Your advisor may select from over thirty plans offered through ProEquities.

CorETF Portfolios

Until recently, indexed mutual funds were the primary way investors built portfolios. Today there is another option – the Exchange Traded Fund (ETF) for those who want to take advantage of this booming market. These diversified, low-cost, tax-efficient portfolios passively track all of the major developed markets and 22 emerging markets across the globe.

ProEquities designed its CorETF Portfolios to offer you a combination of “core” assets. There are eight constructions of these asset groups to match up with your financial goals. The original five are: Income, Conservative, Moderate, Growth, and Aggressive. ProEquities has added to its collection of investment options by offering three additional Enhanced Growth portfolios which include real estate and commodities. Your advisor can assist you in making the right choice.

Direct Investment Programs

Direct Investments programs invest in tangible assets such as real estate, equipment leasing, or energy exploration and development. Traditionally these types of investments are long-term with a focus on current income and potential growth, but certain tax benefits may also arise. Direct investments are not traded on an exchange like stocks and bonds; therefore, they typically have lower volatility. This feature along with asset allocation, diversification, and owning a piece of a tangible asset make direct investments a good investment option for some clients, although the higher risk nature of these investments should always be considered.

Fixed Income Products

Fixed Income products are often also called bonds. Offered through Protective Securities, a division of ProEquities, bonds are interest-bearing securities that obligate an issuer to pay the bondholder a specified fixed sum of money usually at specific intervals. The issuer also repays the principal amount of the loan at maturity. There are many types of bonds to be considered depending on your circumstances and objectives.